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About Our Plans
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Compare our plans
We would like you to have a good view of all our health plans. After a review with our leading HMO partners, we have come up with 2 quality cover levels that would apply to all of our beneficiaries.
Plans and key benefits
* Depends on the HMO and may be subject to availability
** Applicable after locally available treatment options are exhausted.
Important
- Pre-existing conditions: For all HMOs, all pre-existing conditions must be listed and are not considered for treatment until 6-12 months depending on HMO and plan cover levels.
- Policies typically start on the first of the next month.
- Payments would be taken from your chosen payment of choice monthly or annually depending on your choice from the order date.
Geriatric cover (Over 60's)
We are so pleased that our plans cover the elderly. As part of this plan, the HMO would cover all costs up to the agreed annual limit except for advanced investigative services like CT/MRI scans where costs are split in the ratio 60:40 with the HMO paying the bulk of fees.
This Health Plan covers consultations, prescribed drugs and procedures as well as Rehabilitative services. Pre-existing conditions that relates to elderly people such as arthritis, High blood pressure, hypertension and diabetes are also covered up to an annual medical limit of ₦500K.
Exclusions
- Psychiatric institutionalization
- Infertility treatment (Assisted fertility e.g. IVF)
- Drug and alcohol abuse and rehabilitation
- Cosmetic and plastic surgery
- Dietary and nutritional supplements
- Supply of prosthesis (e.g. artificial limbs)
- Hormonal replacement therapy.
Keeping you up-to-date
All our plans are subject to change on an annual basis from one HMO to another. We would do our best to send you policy documents on annual basis and help you keep track of updates and changes. If you need a copy of any key documentation, please email us at contact@rockstonehealth.com.
